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FAQ

Cash Home Buyers in San Francisco: Your Questions

We answer San Francisco homeowners' questions about cash sales, including the buyer's role, repairs and closing arrangements. Read what to expect, then call or send the short form to discuss your property with our local buyer.

Frequently asked questions

How do cash home buyers work when I want to sell?

A cash buyer reviews your house and proposes a direct purchase. We start by collecting your property and contact details, then our local buyer calls to discuss the house and arrange a review. You decide whether to accept the written proposal. If you proceed, closing is handled through escrow, usually by a title company's escrow officer.

Is selling to a cash buyer legit, and what should I check?

You can assess a direct cash purchase by checking who is buying, reading the written terms and asking how closing will be handled. We connect you with our local buyer, and completion goes through escrow, usually handled by an escrow officer at a title company. Have your own attorney review terms you don't understand before you commit.

How is a cash offer for my house calculated?

Our local buyer sets the offer based on the house, its condition, required repairs and the local market. Recent nearby sales and the expected costs of holding and reselling also inform the review. Ask how those considerations apply to your property, and consider the full written proposal when deciding whether to accept.

Are there agent commissions or other fees in a cash sale?

There is no agent commission on a direct sale to our local buyer. Ask for the written breakdown of any other fees and responsibilities before agreeing to the purchase. The escrow officer can explain charges on the closing statement so you can see what the agreement assigns to you.

How are closing costs handled when selling to a cash buyer?

For a direct cash sale, the written cost breakdown explains each party's responsibilities before you sign. Ask which charges that includes and what, if anything, remains your responsibility. Review the purchase agreement and the closing statement with the escrow officer so the allocation is clear to you.

Do I have to make repairs before selling my house as-is?

You can sell as-is without repairing the house first. Our local buyer looks at the property's current condition, including work that hasn't been finished. Explain known issues during the review so the buyer understands what you're selling. You don't need to hire contractors or update rooms to request a cash offer.

Can I sell a house with liens or back taxes?

Bring any known liens or back taxes to the title company's attention when discussing the closing. The title company reviews those issues and works out what must be addressed for the transfer, including any resolution at closing. Ask that professional and your attorney what the findings mean for your ability to complete the sale.

What if I still owe money on my mortgage?

Tell the escrow officer about your mortgage so they can obtain payoff information and account for the loan in the closing paperwork. Ask how the payoff affects the transaction and what documents are needed. Have the closing professional explain the statement before you rely on any expected proceeds.

Can I sell an inherited house before probate is finished?

Your authority to sell an inherited house depends on the estate and any required approvals, so ask your probate attorney or the court before signing. We can connect you with our local buyer to discuss the property's condition and a possible purchase. Your attorney and the closing professional handle questions about authority and transfer requirements.

Can I sell a rental house with tenants still living there?

You can discuss selling an occupied rental with our local buyer. Explain the tenancy, existing lease and access arrangements so the buyer can review the property as it is used. Consult an attorney about tenant rights and your obligations before agreeing to terms or making any changes to the tenancy.

How fast can I sell my house for cash?

You choose a closing date with the buyer, once the title work is done. Tell the buyer about your preferred move or handover arrangements during the review. Ask the escrow officer what information is needed and whether any unresolved title matters affect the date you're considering.

Do I have to clean out the house, or can I leave things behind?

You don't have to clean the house to sell as-is, and unwanted items can stay if the buyer agrees. Discuss furniture, stored belongings and other items before signing so both sides understand the handover. Put that agreement in writing rather than assuming the buyer will take everything you leave.

Am I obligated to accept the buyer's cash offer?

Requesting or receiving a cash offer leaves you free to decline it. We collect the details needed for our local buyer to contact you, and you choose whether the proposal fits your plans. A purchase agreement becomes binding when both sides sign, so resolve your questions about its terms before that point.

Who is the buyer, and who answers when I call?

Our local buyer is an investor who purchases houses directly, as-is. Home Buyers of San Francisco connects you with that buyer. A virtual assistant answers our recorded calls and takes your name, phone and property address. The buyer then calls you to discuss the house, review its condition and talk through a possible purchase.

Discuss Your House With Our Local Buyer

Call or send the short form with your property address, phone and email. We'll pass your request to our local buyer so you can consider a no-obligation cash offer.

Request a Cash Offer for Your House

Enter your property address, phone and email in three quick fields. Requesting an offer carries no obligation.

A virtual assistant answers our calls, which are recorded, and takes your contact details.

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